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And they also provide a measure of comfort: Like anyone else, you have your own spending routines. These little habits shape financial futures. If you find yourself stuck in the wrong kind of spending ruts, you need to get unstuck—and the sooner the better. This program— Spend Less Now!
Into each and every transaction, SLN! Within weeks, frugal routines replace expensive practices. In the process, you save thousands and set yourself on a new course for financial success. The key is that you experience—or at least re-experience—what happens in the short time the joke takes to run its course. Did you get it? The main pleasure, though, is that the interrupting cow takes one of the most rote pieces of shtick ever and shatters its mold completely.
Now, why should you bother at all with a detour into grade school humor? As it turns out, this brash bovine has much in common with a mold-shattering method to slash household expenses. Depending on the season, a cool or warm drink sits within easy reach.
All is right with the world. Suddenly, you hear two sharp raps at your front door. It gets in your face. They intrude to save you money when your object of desire is new and alluring. They also butt in to help you save on more familiar visitors to your porch stoop such as cable companies, insurance agents, or trash haulers. When you use SLN! Within weeks, you see a welcome difference: Like grade school humor, SLN!
You make a single commitment. As you finish each transaction, you return SLN! Checklists form the basis of this program for good reason: Checklists embed themselves into common routines, condense complex advice into easy-to-follow bullet points, serve as memory aids, deliver help precisely when needed, prevent costly missteps, and, most important for our purposes here, they modify behaviors efficiently.
The checklists assume many forms. A few serve as quick references when you venture into the vast commercial wasteland and confront the likes of box stores, malls, and restaurants. Some checklists are like recipes because they provide step-buy-step instructions on how to spend less. More of them, however, are like smorgasbords because they let you choose whichever strategies work best for you.
Whatever form any checklist takes, its mission remains the same: This is, of course, the burning question. When it comes to room for improvement, mainstream households enjoy rooms with very high ceilings.
Editorial Reviews. About the Author. A. Noonan Moose blogs at FrugalFringe. com, a website . This item: Spend Less Now!: A Checklist Program for the Decidedly Unfrugal. Set up a giveaway. There's a problem loading this menu right now. Learn more. Spend Less Now!: A Checklist Program for the Decidedly Unfrugal [A. Noonan Moose] on www.farmersmarketmusic.com *FREE* shipping on qualifying offers. We're all creatures.
I envy their potential. They buy products and hire services without coherent systems for finding the best values. They pay for things they never consume unread magazines, plastic from China, and premium TV channels. They misuse furnaces, air conditioners, and appliances, blissfully unaware of the heavy costs. And in the process, you save thousands.
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