Hanging Separately

Hanging together, or hanging separately.

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Sure other credit unions with the overlapping field of membership can be considered among your many competitors but collaboration works even when the collaborators are competitors.

We are all familiar with auto malls. Car dealers purposely cluster together to draw customers. Yes, but customers like this shopping convenience. Studies show that each dealer in an auto mall draws more customer traffic than similar stand- alone dealerships.

Hanging Together, or Hanging Separately

This benefits each dealer in the auto mall but credit unions can do this analogy one better. If the auto dealers were in a collaborative network where a customer of any one of the dealerships provides a benefit to all other dealerships in the mall, there would be no need to concentrate on competing for the customer and the dealerships could focus on customer service. The ability of a credit union collaboration network to both attract new members and to jointly serve new members is powerful and unique to the credit union cooperative culture, a culture we are in danger of losing.

The pigs represented the farm animals in negotiations with the humans.

Over time, the pigs spent so much time with the humans that they began to identify with the humans to the degree that the other farm animals eventually could not distinguish between the pigs and the humans. The traditional credit union culture is in danger of morphing into a bank culture of cutthroat competition and non-cooperation. It will not be long until we cannot distinguish between banks and some credit unions.

For credit unions that have adopted a bank culture, it is a natural step to actually become banks. The goal of each and every credit union has to be to get as many people as possible into the credit union movement. October 29, Sold by: Share your thoughts with other customers. Write a customer review.

Eurozone crisis: Hanging together or hanging separately - The Socialist

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Magazine of the Socialist Party, Australian section of the CWI

Not Enabled Word Wise: Enabled Amazon Best Sellers Rank: The only differences between what Mr. Otherwise, everything on this slide applies to public libraries as well.

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Whenever I hear the variations of this speech, I hear a librarian who wants to say he is different from all the other librarians, and that the way he is going to set himself apart is providing new, edgy services. But traditional library services, what few are needed, like direct public service, are not really professional work according to this mantra, and should be de-valued and performed by trained paraprofessionals who will get slightly more pay hopefully to handle patron facing services where every library of every type needs to put its best and its brightest.

Do libraries, all libraries, need to change in response both to economics and technology? Should we examine, and possibly change, the mix of staff that libraries hire in response to those changes?

Are librarians capable of making the changes needed and providing cutting edge services and even getting out in front of change? There is a long time tradition of library staff coming not from a degree — but from an apprenticeship that trained staff in all services of the library — which leads to a huge breadth of knowledge.

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