Bad Way Out

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The album also saw widespread critical success, with Puff Daddy being nominated for five awards at the 40th Grammy Awards , winning the Grammy Award for Best Rap Album. The album's lyrical content is filled with some of his emotions that he felt while mourning the loss of his close friend. In the song, titled "Is This the End?

As discussed in " Unbelievable: It was decided that they needed to get away and become focused on making hits. So, Combs brought producers Steven "Stevie J. In the book, Puffy is quoted as saying, "For the next two years, I wanna have radio on lock. Call the girlfriend, wifey, or whatever, and let 'em know that you're not gonna be around for a few weeks. In the United States, the album topped on the Billboard charts , with , copies sold in the first week.

The album topped music charts worldwide for 24 non-consecutive weeks. In , among the ten songs that reached at number one on the Billboard Hot list, four of them belonged to Bad Boy Records. The longest reign of the label's four hits was this single "I'll Be Missing You", which topped the charts for 11 weeks. This successful album led to Puff Daddy to be named as one of Forbes ' 40th highest-paid entertainers, along with southern hip hop rapper Master P and Oprah Winfrey.

The music video for "Been Around the World" features cameo appearances by Jennifer Lopez , playing Puff Daddy's love interest in a fictional storyline. Its positive reception led to widespread rumors of a personal relationship between the two in the media. This was later confirmed when Puff Daddy and Lopez dated for a period of time in the late s.

Furthermore, the music video for " Victory " was one of the most expensive videos ever made. Upon its release, No Way Out was a significant commercial success, particularly in the United States where it reached number one on the Billboard in its first week, selling , copies.

It also produced five commercially successful singles, the most successful of these being the worldwide hit " I'll Be Missing You ", a tribute song aimed at The Notorious B. All tracks, with the exception of "Young G's", were produced by members of Bad Boy's in-house production team, The Hitmen. The tracklisting was slightly altered on the album's remastered edition, where it was shortened down to thirteen songs.

Credits for No Way Out adapted from Allmusic. From Wikipedia, the free encyclopedia. Hip hop East Coast hip hop. End times need a soundtrack to prep for what's above and below, and this is it. Streaming and Download help. If you like The Bug, you may also like:. It's a stunning piece of work from one of the hottest collaborations out there right now Miss Red and Bug.

Miss Red should be ruling the airwaves. Here's my full review - http: Banks are very likely to take a total loss on seriously delinquent balances. According to the Survey of Consumer Finances, the top 10 percent of income earners who carried credit card debt had nearly twice as much debt as average.

However, people with lower incomes have more burdensome credit card debt loads. However, their debt-to-income ratio was But debt-to-income ratio was just 4. In fact, high-income earners are as likely to pay the minimum as those with below average incomes.

If an economic recession leads to job losses at all wage levels, we could see high levels of credit card debt in default. In , Generation X surpassed the baby boomer generation to have the highest credit card balances. At the other end of the spectrum, millennials, who are often characterized as frivolous spenders and are too quick to take on debt, have nearly the lowest credit card balances.

Hannah Rounds is a writer at MagnifyMoney. You can email Hannah here. Jenn is MagnifyMoney's auto writer. She graduated from the University of Virginia with a B. Does your heart drop into your stomach at the thought of buying a car? Knowing the common mistakes people make can help you avoid them — the mistakes, not necessarily the salespeople. So here are the major ones. While it might be tempting to go to that one dealership down the street instead of hopping online to check out the prices of a few dealerships around town, you could lose money doing so.

If you know the car you want, look up what dealers in your area are selling it for. Dealers everywhere advertise how far below MSRP they price their vehicles. MSRP stands for manufacturer suggested retail price, which is largely based on production costs. The window stickers on cars have to show the MSRP and break down the costs that go into it, including all optional equipment and how much it costs that comes with the car. So if you find a model you really like, you can check out the window sticker to see the price variations on different trims for that model.

The same type of car may be a few hundred dollars cheaper in a different color. Dealers and lenders use them to determine vehicle price and worth. Show the dealer or seller that you did your research. The car should be priced around what the guide states is the fair market price based on location and condition. Similar to a used car, you can find the value for your trade-in on an automotive guide. You can usually get more for your trade-in if you sell it yourself.

Of course, you then have the hassle of replying to prospective buyers and arranging times to meet so they can see and test-drive the vehicle. Most people prefer to trade in their old vehicle at the dealership, which often offers you a price that is less than what the car is actually worth. Here are mistakes people make in financing their cars. Know what APR you can get before you go kick some tires. Having multiple loan offers before you shop around for a car has a couple of advantages.

Each lender has its own requirements. You may qualify for different APRs depending on the lender. With an online marketplace like LendingTree you can fill out a short online form and compare rates from up to five auto lenders. Remember that multiple hard pulls will only count as one, so it is wise to have all of your hard pulls done at one time. LendingTree is unique in that they allow you to compare multiple, auto loan offers within minutes. Everything is done online. LendingTree is not a lender, but their service connects you with up to five offers from auto loan lenders based on your creditworthiness.

By shopping around, you can easily avoid a major way dealerships make money. Dealers can often increase the APR on a loan you get through them. If you do have poor credit, your APR will probably be a significant part of what it costs for you to get a car. No matter what you think your credit is, you should check it before you apply for loans, which you can do for free on LendingTree. Some people will bring a loan offer to a dealership and refuse to talk with the dealership financing office. Not asking the dealership to beat a loan offer means you could be leaving money on the table.

The dealership wants you to finance through them. Unlike the first way dealers can make money on a loan by increasing your APR , this way works to your advantage, as the dealer will want to beat the loan offer you have, because the lender they partner with will often pay them for it. Overall, the dealer might not be able to beat your loan offer. All of these things can be useful depending on the person and the vehicle.

You can negotiate these products prices, so talk about how much each costs overall, not monthly. If you have a trade-in car, the first thing you should do after consulting an automotive guide to find how much the car is worth is to find out how much you owe. If the car is worth less than what you owe, you have negative equity.

In order to confidently decide what you can afford, you first need to figure out your budget. A good rule is that all of your bills rent, insurance, car payment, etc. That difference is a car payment you could comfortably afford. Or you could do the longer math: Obviously, the rule of thumb is just that — a guideline. Doing the exact calculation or using a loan calculator can help you budget more precisely. Leave the dealership and take a break. A salesperson might tell you the car want today could be gone tomorrow if you leave without buying it.

Yet manufacturers make thousands of vehicles a day and people trade in used cars all the time. This article has covered what some of the more unsavory people at dealerships can do, but it does not account for the hard work and true customer care many dealership employees do put into helping car buyers.

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Many of the veteran salespeople in the car business are there because they enjoy and specialize in helping you make one of the largest financial decisions in your life. Jenn Jones is a writer at MagnifyMoney. You can email Jenn at jennifer magnifymoney. Brittney Laryea is a personal finance writer for MagnifyMoney. Her work covers a range of personal finance topics. Based on our survey, which polled 1, U. The survey was conducted March , just days after news broke about the Facebook-Cambridge Analytica scandal and several months since the Equifax breach was first made public.

Despite these concerns, half of Americans have taken NO action to protect their data since the Equifax breach. Among those who currently access accounts online, about a quarter of respondents said they are considering no longer accessing their bank and financial accounts with mobile apps or via the internet. Equifax later announced about 2. Then in March , it announced an additional 2.

How to Get Out From Under a Bad Car Loan

You are your first line of defense against identity theft. Credit monitoring services can let you easily see the information on your credit report so you can look out for any shady activity. Several free and paid services exist to help you keep tabs on your credit report. Some identity theft protection services like the ones offered through myFICO charge a monthly fee to monitor your credit year-round and provide identity theft insurance.

You can use a credit lock to restrict access to your credit report, making it difficult for other new credit accounts to open in your name. You can lock your credit for free with two of the three major credit reporting bureaus. TransUnion offers TrueID which lets you instantly lock and unlock your report online or via a mobile app.

It also offers free credit monitoring. A credit freeze does the same thing as a credit lock does as it prevents anyone from applying for credit in your name until the freeze is removed. In some states, you will need to pay a fee to freeze or unfreeze your credit report. Because the service is guaranteed by law, it may give consumers more rights in the event that fraud happens after a freeze is put in place. However, it can be much more difficult to remove a freeze. You can thaw a freeze if you need to apply for credit, for example, but in some cases, the credit bureau may ask you to mail them a letter requesting a thaw, which can take days to arrive.

A credit lock requires less hassle. Make sure you know what to do in the event your identity is stolen. Having a plan in play may help you notice the theft sooner, and minimize the damage and stress it can cause. Credit monitoring can help you find out about theft sooner rather than later.

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Brittney Laryea is a writer at MagnifyMoney. You can email Brittney at brittney magnifymoney. A MagnifyMoney analysis looks at a decade of data to determine which communities are undergoing dynamic transformations, and which are standing still. But change is a curious, inconstant thing; as some communities undergo great transformations, others seem frozen in time.

MagnifyMoney looked at nine elements of local change from among the 50 largest metros in the United States, creating a Change Score for each. The score factors in such measures as the changes in commute times, income, house prices, crime rates, building permits and more. Big growth in commute times and rents can be negative, but they can also be a function of positive developments like job and income growth. Similarly, places without as much change could be more attractive to people working their way up the salary ladder or those retirees on fixed incomes, offering more affordable housing and less congestion.

Bad / Get Out The Way

But change often brings underlying challenges to the forefront, prompting communities to make tough calls on things that could hamper positive transformations going forward, like diversification of industries, infrastructure investment and tax policy. MagnifyMoney is highlighting these places to encourage discussion in communities dealing with rapid change. With the rapid growth of tech companies in the last decade or so, there is some expectation that San Francisco and San Jose, the two metros that comprise the greater Bay Area, would rank higher on change than Nos.

They are ranked Nos. But house prices, while setting records and sitting among the most expensive in the country, have not grown as much over 10 years as other metros like Dallas, Houston, and Austin, which had less of a run-up during the housing boom of the mids. San Jose ranked No. And crime rates have not declined as rapidly in the Bay Area as in other parts of the country, further limiting change rankings, with San Francisco ranking No.

Ranks for each of the nine factors were evenly weighted to create a Change Score for each metro, from , with representing the top score. Have a question to ask or a story to share? Contact the MagnifyMoney team at info magnifymoney. Shen Lu is a personal finance reporter at MagnifyMoney. Her work examines the intersection of politics and consumer finance. She frequently writes about financial challenges that women face.

Shen Lu recieved her master's degree in journalism with a focus on business and economics reporting from Northwestern University's Medill School of Journalism. They did, after all, live through the financial crisis, and many are shouldering record levels of student loan debt, while grappling with rising fixed costs. The truth is that historically, young people have always shied away from investing. Included were financial assets cash, retirement accounts, stocks, bonds, checking and savings deposits , as well as nonfinancial ones real estate, businesses and cars.

While the wealth of each group was spread across just about every type of asset, the biggest difference was in the proportions for each category. We also took a look at how the average young adult manages his or her assets to see how they differ in their approach. Wealthy millennials carry much less of their wealth in checking and savings, compared with their peers. Across the board, older millennial families hold the greatest share of their financial assets in their retirement accounts.

When looking at the median amount of retirement savings versus the average, a more disturbing picture emerges, showing just how little the average older millennial family is saving for eventual retirement. For the average-earning older millennial family, housing represents more than two-thirds of the value of its nonfinancial assets — The homes of rich millennial households are worth 4. While rich millennials drive fancier cars than their peers — prices are 2.

Possibly the starkest example of how wealthy older millennials and their ordinary peers manage their finances can be seen in the realm of student loan debt. Generally, paying off high interest debts and building up a sufficient emergency fund should come first. Once those boxes are ticked, how much young workers invest depends on their tolerance for risk and their future financial goals.

Kelly Metzler, senior financial advisor at the New York-based Altfest Personal Wealth Management, said older millennials may not be able to save outside of retirement accounts yet, which can be a concern if they want to buy a house or have other large purchases or unexpected expenses ahead. A lot of them are also dealing with the fact that the lack of financial education put that in that personal debt situation.

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