40+ Rock Solid Ways To Make Money and Save Money

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I luved your insight and your so right there are so many ways. The best way that i know of is to brand oneself cause people dont join business they join YOU. Like , trust is key ingredient along with building your list after all the money is in the list or should i say the people in the list. Hi DR I really love what I read about making extra money. But I need advise and guidence towards this path. I would highly appreciate your guidence so I can be successfull.

Thanks for this awesome post and the various links to find out more. There is no security with J. Instead of living in constant fear that we can get retrenched anytime, we should pro-actively go out there to work for our multiple streams of income. I would love to read a post on how your friends you mentioned have gone about getting their childrens game.

Mihai, you should never pay for doing surveys. The service above pulls together for you all of the survey sites and options. But you can of course spend the time to do your own research. Can you really earn extra money and how do they pay you? This is a buzzword I heard about through a few career coaches. Slowly more awareness is spreading that we can escape the rat race and find alternative ways of working, and indeed, the days of having to choose one particular career path are becoming outdated.

The recession is forcing us to think of more imaginative ways to make a living and I am determined to use every skill and talent I have to start generating multiple income streams. Thumbs up to multiple income streams. Why is it the norm to have 1 source of income to pay for 15 expenses mortgage, student loans, rent, food, phone, utilities, car note and etc. You have to do something different in order get a head and have some financial freedom or else you are going to stay in your situation at your J.

I applaud those who have found this site because they are taking the first step to change their life because like I always say, change your mind and your money will follow. The site loading velocity is incredible. In addition, The contents are masterpiece. When every you hook up your computer on the web you have just went global on the Internet. Keep in mind you now have the chance to meet and sale to anybody in the world.

There are so many forums and website that are connect to the global world just logon the Internet you now have a chance for extra income. Being an interior designer easily translates into designing other things as well. I have been designing jewelry that is customized in price and style for different stores. I also opened an Etsy shop for my jewelry and for vintage items that I find in my treasure hunting for clients. My first passion is always going to be interior design, and I am thankful for the clients I have!

If I can make that much more each month to supplement my regular income, I will have almost all of my school debt payed off in one year! I use Mechanical Turk with Amazon to perform menial task and get a few extra bucks. I also use Varolo which is a fairly new idea. I really think it has potential. Varolo is an advertising campaign that allows major corporations like Coca Cola, Lysol, and others to reach their target audiences with a high return on investment.

Major corporations are desperately trying to find new ways to advertise to people as the newspaper continues to decline in demand and in an age of DVR. Varolo is the newest opportunity that actually pays you, the one being advertised to, to watch their advertisements. You can join the campaign and earn a little extra spending money by viewing and rating commercials and even trailers for major motion pictures.

While the trick is to devote 5 to 10 minutes of each day rating what you see, you should also be motivated to invite others along through Facebook, Twitter and other social media so that you can increase what you profit each week. Depending on how hard you work to recruit others, you can earn a little or a lot.

But you must put in the effort before you can reap the reward. Use the following link to watch a short introductory video and sign up. Working from home can get boring and tedious, so have to have the right attitude in order for any home based work or business to succeed. One of the easiest way to earn online is to sell people your services. This way you can put your talents at work and generate income. Great insight review, thanks for sharing, it would give alot of inspiration to those who are keen to improve internet marketing and earn side income.

The secret of success on your Internet entrepreneurs relies on two important things: Decide what you want to do online and research all its possible aspects and you will be on your way to success. Do not let the congestion of the market, the scams surrounding the industry, and innocence defer your way towards success. Hope to see an updated version for as I am sure things have changed since this was written in I did some research sometime back on generating income from the internet and came across a program that reviewers found very accessible and legit. The creator, his package include how-to videos.

Do you know what i am talking about? This is all very interesting indeed. I totally agree with a few of the points here — especially selling on eBay. No eBooks to Buy. Thanks for this great article and I hope my new website will also provide useful information to you as well. Another resource-rich article from you. Have recently started blogging as well, so traffic is slowly picking up to my site. Learn how to become a savvy and successful Ebay seller from Lynn Dralle.

She has many tips and tricks to share that are easy to understand and can help anyone save time and money when selling on Ebay! This video will teach you what kind of items will be sure to have a high bid and what items to keep an eye out for when garage selling, thrifting and antiquing! I have been blogging on a few sites that are friendly to my business and have gotten several customers through them. Jeffrey, persistence is the key. There were many times early on that I wanted to give up, and I almost did. Great ideas here, and thanks for the link!

One interesting problem that arises though is with online work, that is, work performed via the internet. I desperately would liket to create a passive income stream, but have not been able to decide which path to take, so I would really like to see what works for you. Thanks for your help and input. I also liked your posts on the 4HWW. I also read the book and enjoyed it, but have yet to try anything. I have been working Arbonne International s. I appreciate the comparison between various ways to earn the same money.

Thanks for the post! But the short answer is traffic, traffic, traffic.

If you get traffic to a site, you can make money through adsense and affiliate sales relevant to the topic of the site. I look forward to your posts. I wish I had a personal mentor to teach me everything. It really can seem overwhelming at times. Thanks so much for all your wonderful insight. No credit card debt. Have been debt-free for years!

And he retired when he was only 56 years old! Hi, thanks for the tips I never have thought of a number of them. The site I like to use is paymentforsurveys blogspot com if your interested. Why not just deposit half a million in a savings acct like the author said? You baby boomers are so lazy you dont want to work for anthing!

Click here to cancel reply. Email will not be published required. Taking Paid Surveys at Home: Take the Day Money Challenge Our Day Money Challenge will help you get out of debt, save more, and take back control of your life. Start the day money challenge! We hate spam as much as you do. October 20, at May 24, at 5: February 14, at February 14, at 1: February 15, at December 26, at 1: December 26, at 7: November 20, at 7: June 26, at 2: April 1, at 8: January 5, at 6: August 6, at July 22, at 9: December 28, at June 30, at 9: July 12, at 4: August 25, at 8: June 17, at February 25, at 8: February 25, at February 6, at 9: February 2, at 3: January 26, at 9: January 16, at 3: December 26, at September 1, at 3: December 3, at October 24, at November 30, at 8: September 27, at 2: September 5, at 8: June 3, at 4: September 4, at 3: June 3, at May 21, at 7: May 7, at 4: March 26, at 4: April 1, at 4: March 25, at 3: May 24, at 6: March 25, at 2: Then moved to code maintainer at a huge giant in the industry, and have slowly transitioned to doing validation testing as a major part of my job.

I took 2 computer classes at college while in high school which were boring to me because everything they covered I already knew. Sometimes I do side jobs which can be lucrative. I like the 36 category. Like you said, no degree required. When an employer asks about experience, just send them the URL.

Also, there is a plethora of free, online tutorials to help you out. Dragline August 5, , 7: I had a friend who built up a dog-walking business from nothing and eventually sold it for a decent profit. That depends on your personality. Holly August 5, , 6: There is a lady who does this in my community and she has to be making a lot of money. Instead of walking them on a leash, she wears this crazy body harness thing and just hooks their leashes to it. TimmyOFong August 5, , 7: Operations Center Officer for a marine transport company.

I track vessels and manage incidents from a high tech room in an office building. Money Mustache August 5, , 8: And what about the Merchant Marine profession itself? GayleRN August 5, , There are training and licensing requirements, at least on the Great Lakes where I live.

To scale it down a bit, there are smaller seasonal businesses such as fishing charters, renting out boats ranging from jet skis and kayaks on up and other fun water equipment. I also know people who make a bit of money with shrink wrapping and unwrapping boats which of course has to be redone every year. Joe Norris August 6, , I am a mariner. There is no college required though some people choose to go to the academies.

It is possible to advance to the highest paid positions of chief engineer and captain through on the job training. A few week long courses may also be required along with ongoing safety training. Many of the companies pay for the training. Starting pay is around 40, to 50, If you commit yourself to moving up the license structure you can make over , before the academy guy finishes his schooling. Hi, do you know which companies I can contact offering on the job training , mariner. And is there an age limit.

Mike Saunders February 8, , Everything paid off and nice nest egg to boot! Advantages- Excellent pay once you get beyond entry level positions, especially if working in oil and gas side of things. Wages are rising steadily as the industry is facing a rapid drain of senior personnel retiring and not enough newcomers to replace them. Room and board free while aboard ship. Medical care covered if injured or sick while aboard. If you are permanent employee many companies offer insurance and other benefits like K,s etc How you optimize this along the MMM principles is your choice.

On board accommodations and communications are rapidly improving now due to international regulations. New vessels now pretty much have single cabins and even older ones are most often 2 persons at most. No more out-of- touch for long periods like the old days. Minimum 3 months off in a year to do what you want and sometimes up to 6 months free. Paid to travel the world. You can see the world but it will be in a work environment. If you are looking for wild excitement and adrenaline rushes go somewhere else. Think about the money you are saving and be able to entertain yourself. No drama is nice.

Yes it can be dangerous and yes you can get killed. The ocean is absolutely unforgiving to those who make mistakes. That said, a large part of of your daily life aboard is dedicated to preventing just that in one way or another. Constant self-discipline is required at all times while aboard as failure on your part can compromise the health and safety of everyone else around you.

Also a DUI, drug bust or some other serious felony committed while you are off or on board can end your career immediately. The drunken sailor routine is going the way of the dodo! Once you have moved out of the entry level positions, about 2. Stephen August 5, , 7: I know a couple who did it for 10 years and went home to Australia to retire when she got pregnant.

Probably true — there are a lot of licensees out there. Jon August 5, , 8: My father was a lineman for an electric utility for over 20 years. No degree is required; just a high school diploma. The company provides on the job training. Excellent benefits and pension, too. GamingYourFinances August 5, , 8: So many jobs that my high school guidance councilor never told me about!!!

There are so many well paying jobs out there! One of my best friends is a dog walker here in NYC. When she told me that I was really impressed. But all her payments are in cash, and I assume tax-free. Stephen August 5, , Jacob August 6, , Fixed that for you.

Unfortunately many people, who accept cash payments are eager to commit tax fraud. No Waste August 5, , 8: Simply Brilliant August 5, , 8: Once you have built a cllient base, you can be a little more choosy with the homes you service. Added to the list of things rich people need: On call transportation of purchases. Try fitting a new armoir in the back seat of a maserati.

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So you call an on-call service that picks up your purchases and delivers them to your home within a matter of a couple hours. This exists in our area, and deliveries are usually a couple hundred bucks per delivery made with those big Sprinter cargo vans. Kyle August 5, , 8: There is still, for some reason, a stigma about the low pay of being in the military. Healthcare, optical, and dental are covered for you and your family.

Housing and food allowances are tax free. Talk about being FI and not even 40 years old!

Secondary Income Ideas:

I feel this is one of the very few ways left for someone to graduate, get a job and live what was once the middle class American life. Rich Davis August 6, , 8: La August 5, , 9: Great list, it is sure to get people thinking. To add my 2 cents: I am a real estate appraiser. Getting someone to mentor me was difficult and laborious, although with the market picking up now might not be as difficult a time for that to be accomplished. Then came the licensing tests. Starting my own business, which in the recent down market took long hours and other work more later to get me thru financially.

So real estate appraising is not a 50K job that does not require higher education. Mom to daughter still living at home. We have 2 children in college!!! We feel great knowing we have our pick of jobs, although it took some time to get here. Not a concern with us. Obviously many additional benefits here with some concerns, of course, but we are very optimistic! I see this as a such a win win and encourage others to keep on this path with MMM and think outside the box.

Would love to hear from others who may have done this type of thing too! CincyCat August 5, , 9: I was thinking of dabbling in the craigslist market as a side hustle. CincyCat August 6, , 8: Antiques need to be handled with care. If there is anything I find where I am not sure of the origin, I will take it to an antique dealer for an appraisal. In some cases, especially if there is physical damage to the piece, a careful restoration can increase the value. CincyCat August 7, , They have several courses available online, and for a couple thousand bucks, I could teach myself whether or not that rocking chair was something the Ingalls family may have actually used, or if it was mass produced in After doing this for 3 years, I can apply for certification, and can hire myself out for appraisals, estate sales, etc.

Tammy August 5, , I like this idea…I like refinishing furniture, too! We have inherited several of his awesome pieces. Elwood August 5, , 5: She does amazing work. Done by Forty August 5, , 9: How cool would it be to live in South Pole, or to learn about your own house by becoming a home inspector?

Of course, the early retirement police will book anyone trying to earn money in retirement….

I met an older couple a few years ago who had spent a summer doing maintenance work at the US base at the Antarctic. I also have a couple of handymen cousins who did the same at the NZ Antarctic base and remote islands with radio report stations. There is adventure if you look for it. Kaitlyn August 5, , I think you need to do a top in that case.

50 Jobs over $50,000 – Without a Degree (Part 2)

I think another important thing to note is that many of these jobs can be done alongside each other. As a polymath and someone who gets bored by repetition, I LOVE delving into side projects for the experience and bonus income. Tyler Tervooren August 5, , It is literally wait, no.. Wherever you can find a group of people who have money but no time, there is a service business or job that is waiting to shoot a fire hose of money at you. Neverland August 5, , Eventually either the boom plays out or the fields are easy enough to enter that competition lowers wages.

Under a high saving ratio type regieme you could make it work if you are either willing to be mobile or switch from one career to another. In many respects this is what the blogger did I guess, switching from IT to housebuilding to internet punditry. The recession and the abundance of information that hit the market teaching people how to play poker correctly is what has deflated so of the many poker pros once star-studded incomes.

I came across your blog because I was selling a house I got thru an inheritance. I started to sell some of the items inside the house and a person who makes their living from selling things on Craigslist recommended your site.

In 4 days I re-arranged our finances from spending 57 K a year to 42 K a year by making some phone calls and adjusting my families priorities. After selling the house I had already decided to pursue my real estate license. In PA you only need 30 hours and if you go thru a established realty company you can find huge discounts on classes. I like the list. I am trying to make a combination of several of those work for myself.

I like the idea of thinking outside the box. I have worked as a radio DJ, manager of group on a major label and like I said most recently, poker professional.

40 Ways to Save Money on Monthly Expenses

I am 48 years old. I was interested to see if poker player was going to make your list. The pros of the lifestyle are the freedom of the schedule but after a while being in a casino because you have to and not because you want to can become a real drag. And then you have to be a good enough cardplayer to consistently beat the game and not ruin your finances. When I was in college I remember one of the engineers saying that some people switch jobs up to 7 times during their working life.

Cameron April 12, , 7: Not sure whether this will make the cut, but down in Australia the online gambling industry is currently flourishing. If you play the game right i. Multiply these repeat offers by even a portion of the 20 accounts, and you are literally set for life. It was my ideal side hussle and perfect for a stay-at-home dad as I was when I started , but much like Icestro the novelty started to wear off. My wife eventually wore me down and it was becoming increasingly difficult anyway as my son grew up and demanded more of my time.

Great Overall Financial Advice:

Fun while it lasted though! TOM August 6, , 5: They just bust their asses in a competitive field. Adam August 5, , Good list, one quibble… Being a truck driver is a great money-maker, but being an owner-operator is a great way to go bankrupt. If your truck breaks down, you now have the repair bill in the thousands and are not earning one penny to pay for its repairs or any other bills while its being worked on.

A big nest egg is vital and even then it may not be enough. My wife worked for a trucking company for three years and the drivers with the best earnings over the course of their career were those who used the company fleet rather than risking their livelihood on a truck of their own. Andrew August 14, , 9: You make more money as an owner-operator. If you have good business acumen, you will save away some of that for repairs that will inevitably come, or insure your truck with a third party against break-downs. Speaking of transportation, a job I rarely see on these lists is a career with the railroad.

How do you reconcile some of these jobs with the true cost of driving? My favorite take-away from this blog is that the cost of driving is quite high! Are there any tricks here?

Money Mustache August 5, , Yes — you get to deduct mileage at CL August 5, , Joe August 5, , 9: Any tips on getting into the field? Any advice would be appreciated. Mike Edwards August 6, , 5: CL August 6, , 1: I plan on learning how to code and have made 2 attempts to get started. Where I am is almost entirely by happenstance. I work for a software company that will take anybody who is sufficiently bright and train them. My company also is paying me to read books on usability and attend lectures and seminars on it.

This is partially because during my first meeting with my boss I waxed poetic about usability I did learn about it in school from an extremely fabulous HCI expert. They let me and gave me cool software and other awesome stuff. Peachy August 7, , A degree is not required but most do have at least some basic coding skills.

They just want to see your work. Joe yolfer August 6, , Alicia August 7, , 1: My actual title is senior user-experience architect. I cover all my own expenses and write five-figure checks for taxes every few months, plus cover my own health insurance, vacations, etc. Joe yolfer August 8, , Thanks for stepping forward about this. Any advice for starting out on my own? My main hurdle would be finding clients. Graham February 5, , Did you ever find out more about the user interface specialist?

It seems like a lot of people were intrigued by that idea. Debt Blag August 5, , It just goes to show that sometimes, you can think outside of the box and get great results! I thought the law on this changed in I think that IRS page deals with properties that are used as rentals during part of your ownership time. The primary residence is still tax-free. Other experts — did I get this right or am I missing a new detail?

Lucas August 6, , 5: You are correct Mr. If you never rent a property then the 2 year rule is all you have to worry about. There is still a living there 2 years in the last 5 years rule to qualify for partial tax free as well I believe though. It is doubled for married couples. Still nothing to sneeze at. Money Mustache August 6, , 3: Are you sure there is a lifetime limit in the US, Hamster? I thought that it changed with the tax cut as described here: Brian August 6, , 3: I would use this site as it would be from the IRS.

Bad surprises are never good. Hamster August 7, , 1: There use to be a lifetime limit, but that changed back in with the passage of the Taxpayer Relief Act of Not meant to be a dig on you, but I am surprised how many people still think the lifetime limit applies.

I actually just had this discussion with my boss about 2 weeks ago as he thought it did as well. Maybe it just ties to the last time you sold a home: If you lived there the whole time I. No lifetime cap, you can do it every two years. Ian August 5, , The amount of Overhead will be different everywhere — less overhead as a self-proprietor than in a large shop. Although it is a great feeling to help people out by creating jobs, the total flexibility of being solo is more compatible with a retirement lifestyle for me.

Earn less in exchange for the peace of not having anyone depending on you for their next paycheck. Sister X August 5, , One thing about the mining jobs: A lot of these jobs, and the oil industry jobs, are shift work. His schedule was two weeks on, one week home. Yes, his living expenses were paid for while he was at work.

Paul August 5, , I got it so I could view and purchase foreclosed proeprties to own as rentals. Since I got my license I have helped several friends and family members purchase homes. Jennifer August 5, , Lindsey August 5, , Wanted to tell you about a junior mustachian: I have had back surgery and am not allowed to lift over a certain weight. A neighborhood kid came over two summers ago and asked me about my garden and asked if I needed any help.

Since most of my garden, except for perennials, are in 2 foot high raised beds, I turned him down. As part of the deal, he promised that if I kept him on from March through September, by the end of the summer he would have scavenged enough pallets to make me a three segmented compost system. He asked that in exchange I allow him to use me as a reference. He is 14 years old now!! I am in awe of his drive and inventiveness and wish I had had that much forethought. So, there are young people coming up behind you, with the same ethic, MMM!

I cannot believe there are that many people who will pay to have their heaps turned! What a great kid! All the while he talked to me, I was cleaning up mud-covered boating and camping equipment post river excursion, and also holding a conversation with a neighbor who was setting up to split a half-cord of wood. WageSlave August 5, , 1: I always assumed that was strictly a minimum wage job. Then among the two or three of you, devise a schedule and work accordingly.

Of course you split the profits, but for those of us looking for post-FI job ideas, this could be something to be done part-time with a buddy or two. Another comment above mentioned vending machines. A variation on that theme: Also, another idea or variation on Then you charge a premium for doing things that require your personal attention, like shuttling the kids around or whatever.

Giddings Plaza FI August 5, , 2: Some of these jobs are looking pretty attractive to me! This is a good reminder that there are lots of choices out there for the willing and able. My husband and I started our own pet-sitting business a little more than a year ago. During the holidays and vacation season, business is booming. Pinkytoe August 5, , 2: Under working for rich people, I read of a novel one here locally. On being called, the owner and a secondary driver go to the venue where said person needs a ride.

The owner drives that person home and the second person drives their vehicle back to their house or place of business. She is making a good income, gets to drive a lot of fancy cars and keeps another drunk driver off the road. TJ August 6, , 6:

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